ROI & Payback Period Calculator

Calculate return on investment and payback period

Analyze investment profitability and break-even time

Initial Investment ($)

Annual Returns ($)

Annual Costs ($)

Investment Period (Years)

Salvage Value ($)

Value of investment at end of period (optional)

ROI

Annual ROI

Payback Period

0 years

Net Present Value

Total Investment $0

Total Returns $0

Total Costs $0

Net Profit/Loss $0

Year	Cash Flow	Cumulative	ROI

Higher ROI: Look for investments with ROI significantly higher than inflation rate.

Shorter Payback: Shorter payback periods reduce risk and improve liquidity.

Diversification: Spread investments across different asset classes to manage risk.

Stock Market 7-10%

Real Estate 8-12%

Bonds 3-5%

Business Investment 15-25%

✓ ROI calculation with multiple factors

✓ Payback period analysis

✓ Net present value (NPV)

✓ Yearly cash flow breakdown

✓ Investment scenario comparison