South Africa Income Tax Calculator 2021
Tax Year: 1 March 2020 - 28 February 2021
💰 Income & Details
Affects rebates (65+, 75+)
📋 Medical & Retirement
Includes main member (you). 0 = No medical aid.
Deduction capped at 27.5% of taxable income or R350,000
🇿🇦 Tax Summary
Enter your details and calculate
Detailed Tax Breakdown
South Africa Income Tax 2021
Tax Brackets (2021)
| Taxable Income (ZAR) | Rate of Tax |
|---|---|
| 1 – 205,900 | 18% of taxable income |
| 205,901 – 321,600 | 37,062 + 26% > 205,900 |
| 321,601 – 445,100 | 67,144 + 31% > 321,600 |
| 445,101 – 584,200 | 105,429 + 36% > 445,100 |
| 584,201 – 744,800 | 155,505 + 39% > 584,200 |
| 744,801 – 1,577,300 | 218,139 + 41% > 744,800 |
| 1,577,301+ | 559,464 + 45% > 1,577,300 |
Rebates & Thresholds (2021)
Tax Thresholds
🏥 Medical Credits (2021 - Monthly)
Understanding South Africa Income Tax
📈 How Income Tax Works (Progressive Tables)
South Africa uses a sliding scale (progressive) tax system. You are taxed at higher rates only on the portion of income that falls into higher brackets.
- Taxable Income: Your gross income minus allowable deductions (Retirement, Donations, etc.).
- Marginal Rate: The rate of tax applied to your last Rand earned.
- Effective Rate: The actual percentage of your total income that goes to tax (Total Tax / Gross Income).
🎁 Tax Rebates (The "Discount")
Rebates reduce the actual tax you pay and are granted to all natural persons.
- Primary Rebate: R14,955 (Available to everyone).
- Secondary Rebate: Additional R8,199 (For age 65+).
- Tertiary Rebate: Additional R2,736 (For age 75+).
🏥 Medical Scheme Fees Tax Credits (MTC)
A fixed monthly credit that reduces your tax liability if you are a member of a medical scheme.
- 2021 Rates: R319 for the main member and first dependent; R215 for each additional dependent.
👴 Retirement Fund Contributions
Contributions to Pension, Provident, and Retirement Annuity funds are tax-deductible, subject to limits:
- Cap of 27.5% of remuneration or taxable income (whichever is higher).
- Annual monetary cap of R350,000.
Disclaimer: This calculator provides estimates based on SARS 2021 tax year rates (1 Mar 2021 - 28 Feb 2022). Actual deductions may vary based on your specific circumstances. Consult with a registered tax practitioner or SARS for official advice.