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UK Capital Gains Tax — 2024/25

Calculate CGT on property, shares, and investments with 2024/25 rates (AEA £3,000)

Generated for: etaxing.com — UK Capital Gains Calculator (2024/25)

Sources: GOV.UK capital gains pages (links in file comments)

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💼 Asset Information

📊 Tax Information

💵 CGT Summary

Enter asset details and calculate

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2024/25 Capital Gains Tax Rates

Standard CGT Rates

Basic Rate: 10%

For gains within basic rate band

Higher Rate: 20%

For gains above basic rate band

Residential Property Rates

Basic Rate: 18%

For residential property gains

Higher Rate: 24%

For higher rate taxpayers (2024/25)

Annual Exempt Amount (AEA)
  • • Individuals: £3,000 (2024/25)
  • • Trusts: £1,500 (2024/25)
  • • Business Asset Disposal Relief: 10% rate, £1M lifetime limit

Understanding UK Capital Gains Tax

🏠 Private Residence Relief

Your main home is usually exempt from CGT:

  • Full relief if occupied throughout ownership
  • Final 9 months always exempt (from April 2020)
  • Letting relief limited to £40,000 (shared occupancy only)

💼 Business Asset Disposal Relief

Reduced 10% rate for qualifying business disposals:

  • £1 million lifetime limit per individual
  • Must meet qualifying conditions
  • 10% rate applicable for 2024/25

📅 Reporting Requirements

UK Residential Property: Report and pay within 60 days of disposal

Other Assets: Report by 31 December following tax year, pay by 31 January

💡 Allowable Costs

Reduce your gain by deducting:

  • Purchase costs (legal fees, stamp duty)
  • Improvement costs (not repairs)
  • Disposal costs (estate agent, legal fees)

Disclaimer: This calculator provides estimates for educational purposes only. Actual CGT liability may vary based on your complete circumstances, reliefs claimed, and specific HMRC rules. Complex reliefs like rollover relief are simplified. Consult with a tax professional for personalized advice.