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Singapore Income Tax Calculator 2025

Year of Assessment 2025 | Progressive Tax Slabs

Introduction

🎯 What

Singapore Income Tax Calculator 2025 estimates personal income tax payable based on progressive resident tax slabs, deductions, and personal reliefs for Year of Assessment 2025.

👥 Who

Salaried employees, Self-employed individuals, Freelancers & consultants, Residents and non-residents working in Singapore.

💡 Why

To estimate annual income tax liability, plan finances, and understand how Singapore's progressive tax system works.

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💰 Income & Details

Affects tax rates and reliefs

📋 Personal Reliefs

Employee CPF portion (deductible)

Total reliefs capped at SGD 80,000

🇸🇬 Tax Summary

Enter your details and calculate

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Singapore Income Tax 2025 (YA2025)

Tax Brackets (Residents)

Chargeable Income (SGD) Rate
0 – 20,000 0%
20,001 – 30,000 2%
30,001 – 40,000 3.5%
40,001 – 80,000 7%
80,001 – 120,000 11.5%
120,001 – 160,000 15%
160,001 – 200,000 18%
200,001 – 240,000 19%
240,001 – 280,000 19.5%
280,001 – 320,000 20%
320,001 – 500,000 22%
500,001 – 1,000,000 23%
Above 1,000,000 24%

Common Reliefs

Earned Income Relief: Auto
CPF Contributions: Deductible
Child Relief: SGD 4,000
Parent Relief: SGD 9,000
Relief Cap
Total Cap: SGD 80,000

Calculation Examples

Example 1: Resident Employee

Income: SGD 80,000
Reliefs: SGD 10,000

Chargeable Income = 70,000
Tax: First 20,000 → 0
Next 10,000 → 2% = 200
Next 10,000 → 3.5% = 350
Remaining 30,000 → 7% = 2,100
Total Tax = SGD 2,650

Example 2: High Income Resident

Income: SGD 1,200,000
Reliefs: SGD 50,000

Chargeable Income = 1,150,000
Progressive calculation through all slabs
Top slab (above 1,000,000) taxed at 24%
Approximate Tax = SGD 266,000+

Frequently Asked Questions

Q: Is Singapore income tax progressive?

A: Yes, resident tax uses progressive slabs from 0% to 24%.

Q: Are capital gains taxable?

A: No, capital gains are not taxed in Singapore.

Q: Is CPF deductible?

A: Yes, employee CPF contributions (capped at SGD 37,740 for 2025) are deductible.

Q: Does this include GST?

A: No, GST is not part of personal income tax. GST is a separate consumption tax.

Q: What is the relief cap?

A: Total personal reliefs are capped at SGD 80,000.

Q: Are non-residents taxed differently?

A: Yes, non-residents may be taxed at 15% flat rate or resident rates, whichever is higher.

Q: Are dividends taxable?

A: No, Singapore operates a one-tier tax system. Dividends are tax-exempt.

Q: When is tax filing due?

A: Tax filing deadline is typically 15 April for e-filing and 18 April for paper filing.

Disclaimer: This Singapore Income Tax Calculator 2025 is for informational and Google AdSense content purposes only. Rates and reliefs are based on IRAS rules for Year of Assessment 2025. Actual tax liability may vary based on individual circumstances, specific reliefs, and IRAS assessments. ANTIGRAVITY does not provide legal, tax, or financial advice. For official advice, consult with a registered tax professional or visit IRAS.