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Saudi Arabia Zakat Calculator 2022

Calculate Zakat Liability (2.5%) on Zakatable Wealth

Introduction

🎯 What

Estimates Zakat liability on wealth, business profits, and specified assets as per Sharia and Saudi regulations.

👥 Who

Individuals (Muslims) with zakatable wealth, Business owners, Accountants, and Finance officers

💡 Why

To calculate annual Zakat obligations (2.5%) accurately, ensure compliance, and plan contributions.

💰 Zakatable Assets

➖ Deductions

Personal property, non-productive assets

📊 Zakat Summary

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Calculation Breakdown

Zakat Eligible Assets & Rates 2022

Standard Zakat Rate

2.5% of Zakatable wealth annually.

  • Cash and bank balances
  • Trade receivables
  • Business inventory
  • Investment assets (shares, securities)
  • Gold and silver holdings

Allowances & Deductions

Outstanding debts may reduce Zakatable wealth.

  • Outstanding debts owed to others
  • Non-Zakatable assets (personal property)
  • Personal homes, cars, furniture

Calculation Examples

Example 1: Individual

Cash: SAR 100,000 | Inventory: SAR 50,000 | Investments: SAR 25,000 | Gold: SAR 10,000 | Liabilities: SAR 20,000
Total Assets = 185,000 | Net Zakatable Assets = 185,000 − 20,000 = 165,000
Zakat = 165,000 × 2.5% = SAR 4,125

Example 2: Business

Cash: SAR 200,000 | Receivables: SAR 50,000 | Gold: SAR 15,000 | Liabilities: SAR 100,000
Total Assets = 265,000 | Net Zakatable Assets = 265,000 − 100,000 = 165,000
Zakat = 165,000 × 2.5% = SAR 4,125

Frequently Asked Questions

Q: Who must pay Zakat in Saudi Arabia?

A: Muslim individuals or businesses owning zakatable assets above Nisab.

Q: What assets are exempt from Zakat?

A: Personal property, primary residence, cars, furniture, and debts owed to others.

Q: What is the Zakat rate?

A: Standard rate is 2.5% of net zakatable assets.

Q: Can liabilities reduce Zakat payable?

A: Yes, deduct all outstanding debts from total zakatable assets.

Q: Is this calculator official?

A: No, it is for informational purposes only.

Disclaimer: This Saudi Arabia Zakat Calculator 2022 is for informational purposes only. Rates and rules are based on Saudi Zakat law and GAZT guidelines. ANTIGRAVITY is not responsible for legal, accounting, or financial decisions.