India Income Tax Calculator 2025
FY 2024-25 | AY 2025-26 | New & Old Tax Regime
Introduction
🎯 What
India Income Tax Calculator 2025 estimates annual income tax liability for individuals based on income, age category, tax regime, and deductions.
👥 Who
Salaried individuals, self-employed professionals, freelancers, pensioners, and tax planning users.
💡 Why
India has slab-based income tax with multiple deductions and two tax regimes. This calculator helps estimate payable tax easily.
⚙️ Tax Regime
−New regime has lower rates but limited deductions
💰 Income Sources
−📋 Standard Deduction
+Available for salary income in both regimes
💼 Deductions (Old Regime Only)
+Max: ₹1,50,000 (PF, LIC, ELSS)
Medical Insurance Premium
Max: ₹50,000 (NPS)
Education Loan Interest
Charitable Donations
House Rent Allowance / Leave Travel Allowance
💵 Tax Summary
Enter income details and calculate
Detailed Tax Breakdown
Tax Slabs (FY 2024-25 | AY 2025-26)
NEW TAX REGIME
OLD TAX REGIME
Old Regime Benefits: 80C, 80D, 80CCD(1B), HRA, LTA, etc.
Additional: Health & Education Cess: 4% on total tax | Rebate u/s 87A applicable as per regime rules
Allowances & Deductions
🆕 Available in Both Regimes
- Standard Deduction (₹50,000 on Salary)
📋 Old Regime Only
- Section 80C (Max ₹1,50,000)
- Section 80D (Medical Insurance)
- Section 80CCD(1B) (NPS - ₹50,000)
- Section 80E (Education Loan Interest)
- Section 80G (Charitable Donations)
- HRA & LTA
Examples
EXAMPLE 1 — NEW REGIME
Income: ₹8,00,000
Tax Calculation:
- 0–3L → ₹0
- 3–6L → ₹15,000 (5%)
- 6–8L → ₹20,000 (10%)
Total Tax: ₹35,000
Cess (4%): ₹1,400
Final Tax: ₹36,400
EXAMPLE 2 — OLD REGIME
Income: ₹10,00,000
Deductions: ₹2,00,000
Taxable Income: ₹8,00,000
Tax: ₹62,500
Cess (4%): ₹2,500
Final Tax: ₹65,000
Frequently Asked Questions (FAQs)
Q: Which tax regime is better?
A: Depends on deductions and income structure. If you have significant deductions (80C,
HRA, etc.), Old Regime may be better. Otherwise, New Regime with lower rates suits most.
Q: Is standard deduction available in new regime?
A: Yes, standard deduction of ₹50,000 is available for salary income in both regimes.
Q: Is this calculator official?
A: No, it is for estimation only. Please verify with Income Tax Department or a tax
professional.
Q: Does it include cess?
A: Yes, 4% Health & Education Cess is automatically applied to the calculated tax.
Q: Can businesses use this?
A: Yes, for basic income estimation. Business owners can enter their
business/professional income.
Q: What is Section 87A rebate?
A: It's a rebate that makes tax zero if income is below certain limits (₹5L in New
Regime, ₹5L in Old Regime for eligible taxpayers).
⚠️ Full Disclaimer
This India Income Tax Calculator 2025 is for informational and educational purposes only and is intended for Google AdSense monetization.
The calculations provided by this tool are estimates based on the Indian Income Tax system for Financial Year 2024-25 (Assessment Year 2025-26). This calculator uses the progressive tax slab system for both New and Old tax regimes. Tax laws, slabs, deductions, and rebates are subject to change by the Government of India and Income Tax Department.