Advertisement
🏠

France Property Tax Calculator 2025

Calculate Taxe Foncière based on cadastral value and local rates

Introduction

🎯 What

France Property Tax Calculator 2025 estimates annual property tax (Taxe Foncière) payable on owned real estate in France.

👥 Who

Property owners (residential & commercial), landlords, investors, and homebuyers planning expenses.

💡 Why

To help users understand and estimate French property tax using assessed rental values and local tax rates.

Advertisement

🏡 Property Information

This is the estimated annual rental value determined by the tax authorities

📊 Local Tax Rate

Typical range: 20% - 50%. Contact your local tax office for exact rate.

ℹ️ About Local Rates

France has no fixed national property tax rate. Rates vary by:

  • Municipality (Commune)
  • Department (Département)
  • Intercommunal authority

💰 Tax Summary

Enter property details and calculate to see tax estimate

Advertisement

Understanding French Property Tax (Taxe Foncière)

🏛️ Property Tax System Overview

France Property Tax (Taxe Foncière) is an annual local tax paid by property owners. It applies to built properties (houses, apartments, offices) and unbuilt land (agricultural land, plots).

Note: Taxe d'Habitation has largely been abolished for main residences and is NOT included in this calculator.

📋 How Property Tax is Calculated

Property tax is based on the cadastral rental value and local tax rates:

Taxable Base = Cadastral Rental Value × 50% (allowance)
Annual Tax = Taxable Base × Local Tax Rate

💰 Allowances & Deductions

Standard Allowance: 50% automatic allowance on cadastral rental value for built properties
New Constructions: Temporary exemption for 2 years
Elderly / Disabled: Income-based exemptions may apply
Agricultural Land: Specific exemptions available
Social Housing: Partial relief may be available

📊 Tax Rates Explanation

France has NO fixed national property tax rate. Rates depend on your municipality (Commune), department (Département), and intercommunal authority.

Typical combined rates: 20% – 50% of cadastral rental value (after 50% allowance). You must input the applicable local rate for your area.

📅 Payment Information

  • Who pays: The owner as of January 1 of the tax year
  • When: Usually payable annually in October
  • Monthly installments: Available by request (10 monthly payments)
  • Online payment: Available through impots.gouv.fr

Calculation Examples

Example 1: Built Property

Cadastral rental value: €2,000

Property type: Built property (house/apartment)

Allowance (50%): €1,000

Taxable base: €2,000 × 50% = €1,000

Local tax rate: 30%

Annual tax: €1,000 × 30% = €300

Example 2: Built Property (Higher Rate)

Cadastral rental value: €3,500

Allowance (50%): €1,750

Taxable base: €1,750

Local tax rate: 40%

Annual tax: €1,750 × 40% = €700

Example 3: Unbuilt Land

Cadastral rental value: €1,200

Property type: Unbuilt land

Allowance: Not applicable for unbuilt land

Taxable base: €1,200 (no allowance)

Local tax rate: 25%

Annual tax: €1,200 × 25% = €300

Frequently Asked Questions (FAQs)

Q: Who pays property tax in France?
A: The owner as of January 1 of the tax year pays the Taxe Foncière. If you sell your property during the year, you typically remain liable for the full year's tax, though buyers and sellers often negotiate a prorated arrangement in the sales contract.

Q: Is property tax payable monthly?
A: Property tax is usually payable annually in October. However, monthly installments (prélèvements mensuels) are possible by request, typically spread over 10 months from January to October.

Q: Is Taxe d'Habitation included in this calculator?
A: No, Taxe d'Habitation has been abolished for main residences and is NOT included. This calculator only estimates Taxe Foncière (property tax), which is paid by property owners.

Q: Are property tax rates the same across France?
A: No, rates vary significantly by municipality (commune), department (département), and intercommunal authority. Typical combined rates range from 20% to 50%. You must input your local rate for accurate estimates.

Q: What is the cadastral rental value (valeur locative cadastrale)?
A: The cadastral rental value is the estimated annual rental value of your property as determined by the French tax authorities. It's based on 1970 rental values updated with coefficients. You can find this value on your tax notice (avis de taxe foncière).

Q: Can I get an exemption from Taxe Foncière?
A: Certain exemptions exist: new constructions get a 2-year exemption, elderly and disabled persons with low income may qualify for full or partial exemption, and agricultural land may have specific exemptions. Contact your local tax office (centre des finances publiques) for eligibility.

Q: Why is there a 50% allowance for built properties?
A: The 50% allowance (abattement forfaitaire) is automatically applied to the cadastral rental value of built properties before the tax rate is applied. This standard deduction accounts for maintenance and depreciation costs. Unbuilt land does not receive this allowance.

Q: How do I find my local tax rate?
A: Your local tax rate is shown on your annual Taxe Foncière notice (avis de taxe foncière). You can also contact your local tax office or check the municipality's official website. Rates are set annually by local authorities.

Q: Can I pay property tax online?
A: Yes, you can pay online through the official French tax portal (impots.gouv.fr). You can also set up automatic monthly payments (prélèvement mensuel) or direct debit for the annual payment.

⚠️ Full Disclaimer

This France Property Tax Calculator 2025 is for informational and educational purposes only and is intended for Google AdSense monetization.

The calculations provided by this tool are estimates based on the French property tax system (Taxe Foncière) for the 2025 tax year. This calculator uses a simplified formula: applying a 50% standard allowance to the cadastral rental value for built properties, then multiplying by the local tax rate. Actual property tax obligations depend on official cadastral values, precise local authority rates, and individual circumstances.