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France Wealth Tax Calculator 2021

Calculate IFI (Impôt sur la Fortune Immobilière) on real estate assets

Introduction

🎯 What

France Wealth Tax 2021 Calculator estimates the Impôt sur la Fortune Immobilière (IFI), which applies to high-value real estate assets.

👥 Who

High-net-worth individuals, property investors, expats owning French real estate, tax planners & students.

💡 Why

To understand whether IFI applies and to estimate payable wealth tax using official French tax brackets.

🏠 Property Information

Main Residence Value (€)

Allows 30% allowance if applicable

Apply 30% Main Residence Allowance

Other Real Estate Value (€) Rental, investment, secondary properties

Total Outstanding Liabilities (€)

Deductible from taxable wealth

Ownership Share (%)

Your percentage of ownership of the above assets

👤 Taxpayer Information

Residency Status

Non-residents pay IFI on French real estate only

Filing Status

Couples are taxed jointly on household wealth

ℹ️ About IFI 2021

IFI applies if net taxable real estate > €1,300,000.

💵 Tax Summary

Enter property details and calculate

2021 IFI Tax Rates (Progressive Brackets)

Up to €800,000 → 0%

€800,001 - €1,300,000 → 0.50%

€1,300,001 - €2,570,000 → 0.70%

€2,570,001 - €5,000,000 → 1.00%

€5,000,001 - €10,000,000 → 1.25%

Above €10,000,000 → 1.50%

Important: Tax applies ONLY if total net taxable real estate exceeds €1,300,000.

Understanding French Wealth Tax (IFI)

🏛️ What is IFI?

In 2021, France applies IFI (Impôt sur la Fortune Immobilière) instead of ISF. IFI applies ONLY to real estate assets.

📦 Taxable Assets

Residential property
Rental property
Commercial real estate (unless professional exemption applies)
Land and plots
Real estate held via trusts or companies

🚫 Non-Taxable / Excluded Assets

Cash & bank deposits
Stocks & bonds (financial assets)
Vehicles, furniture, jewelry
Business assets (under conditions)

💡 Deductions

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Main Residence Allowance: 30% reduction on main residence value

•

Liabilities: Outstanding mortgages and property renovation debts are deductible

Calculation Examples

EXAMPLE 1: BELOW THRESHOLD

Net wealth: €1,200,000

IFI Payable: €0

EXAMPLE 2: ABOVE THRESHOLD

Net wealth: €2,000,000

Estimated IFI: ~€7,900

FAQs

Q: Is IFI applied to cash or stocks?
A: No, only real estate assets.

Q: Is main residence fully taxable?
A: No, 30% allowance applies.

Q: Do non-residents pay IFI?
A: Yes, on French property only.

Q: Is IFI paid yearly?
A: Yes, with annual income tax return.

⚠️ Disclaimer

This France Wealth Tax (IFI) Calculator 2021 is for informational and Google AdSense purposes only. Results are estimates based on general tax rules. Official IFI calculations depend on French tax authority assessments. Consult a tax professional for accuracy.