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Germany Income Tax Calculator 2021

Estimate various German taxes including Income Tax, Solidarity Surcharge, and Church Tax.

Introduction

🎯 What

Calculates estimated 2021 Einkommensteuer (Income Tax) and Net Income.

👥 Who

Employees, freelancers, and expats working in Germany.

💡 Why

Understand your tax burden (Steuerlast) and plan your finances.

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👤 Personal Details

💰 Income & Earnings

📉 Deductions

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Standard deductions (Werbungskostenpauschale ~1200€) are applied automatically if expenses are lower.

📊 Tax Breakdown

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Germany Income Tax 2021 Overview

How it Works

Germany uses a progressive tax formula (not simple flat brackets). The basic tax free allowance (Grundfreibetrag) for 2021 is €9,408.

Tax Slabs Explanation

  • €0 – €9,408: 0% tax rate
  • €9,409 – €57,051: Progressive 14–42%
  • €57,052 – €270,500: 42%
  • Above €270,501: 45%

Allowances & Deductions

  • Basic personal allowance (Grundfreibetrag): €9,408
  • Child allowance (Kinderfreibetrag): €8,388 per child
  • Marital status adjustments for tax class III, IV, V
  • Church tax exemption if not a member
  • Additional voluntary deductions (work expenses, special expenses)

Examples

Example 1: Single

Gross income: €40,000/year

Tax class 1, no children

Income tax: ~€6,500

Solidarity surcharge: ~€358

Net income: ~€33,142

Effective tax rate: ~17.1%

Example 2: Married

Gross income: €70,000/year

Tax class 3, 2 children, church member

Income tax: ~€18,000

Solidarity surcharge: ~€990

Church tax: ~€1,440

Net income: ~€49,570

Effective tax rate: ~29.2%

Frequently Asked Questions

Q: What is the tax-free allowance in 2021?

A: €9,408/year (Grundfreibetrag).

Q: Is German income tax progressive?

A: Yes, rates increase with higher taxable income.

Q: When is solidarity surcharge applied?

A: Only on income tax above exemption threshold.

Q: How is church tax calculated?

A: 8%-9% of income tax if member of recognized church.

Q: Are social security contributions included in net income?

A: Yes, calculated separately and deducted from gross.

Q: Does tax class affect net income?

A: Yes, different classes affect Lohnsteuer calculation.

Q: Is this an official tax calculator?

A: No, this is an estimation tool for informational purposes.

Q: Can self-employed use this?

A: Yes, for estimation purposes.

Disclaimer: This Germany Income Tax Calculator 2021 is for informational and Google AdSense content only. Figures are estimates and may differ from actual tax. Tax laws, thresholds, and formulas may change. This frontend-only calculator provides estimates, not official results. Consult a licensed tax professional for precise calculations.