Canada Property Tax Calculator 2025
Estimate annual municipal property tax based on property value and location.
Introduction
🎯 What
Calculates estimated 2025 municipal and school taxes based on assessed property value.
👥 Who
For homeowners, landlords, and real estate buyers across all Canadian provinces.
💡 Why
Budget for annual tax bills and see the impact of senior or principal residence grants.
📍 Property Details
📊 Tax Rates (%)
*Rates are estimates. Adjust manually for exact municipal figures.
🎁 Exemptions & Grants
💰 Tax Breakdown
Detailed Tax Calculation
Property Tax Overview
How it Works
Property tax in Canada is strictly municipal (not federal). It is calculated as:
Exemptions & Reliefs
- Senior Grants: Many provinces (e.g., BC, ON) offer grants reducing tax for seniors (65+).
- Principal Residence: Specific grants apply to your primary home to lower the burden.
- Disability: Additional relief is often available for persons with disabilities.
- Agricultural: Farm lands often have distinct, lower tax rates.
Examples
Example 1: Toronto Home
Value: $800,000
Rate: 0.66%
Tax: ~$5,280 / year
Example 2: BC Senior
Value: $600,000
Rate: 0.30% ($1,800)
Grant: -$570
Net Tax: $1,230 / year
Frequently Asked Questions
Q: Is property tax federal?
A: No, it is collected by municipalities to fund local services.
Q: Can I deduct property tax?
A: Generally only if the property is used for earning income (e.g., rental).
Q: How is assessed value determined?
A: By a provincial assessment authority (like MPAC in Ontario or BC Assessment), based on market value.
Disclaimer: This calculator is for informational and Google AdSense content use only. Property tax rates vary by municipality and year. Figures are estimates. Consult your local municipality for exact tax bills.