Canada Payroll Tax Calculator 2025
Estimate employee deductions and employer payroll costs accurately.
🎯 What
Calculate 2025 payroll deductions including CPP (Canada Pension Plan), EI (Employment Insurance), and Federal & Provincial income tax withholding.
👥 Who
For employers planning payroll costs, HR teams managing deductions, and employees estimating net take-home pay.
💡 Why
Ensure accurate 2025 estimates for budgeting. Includes new CPP rates, EI maximums, and updated tax brackets.
💰 Payroll Details
CPP & EI Settings
Default: Federal Basic Personal Amount
📊 Paycheque Summary
Enter amounts to calculate.
Detailed Payroll Breakdown
2025 Payroll Tax Overview
Max Pensionable: ~$71,300
Employer matches 100%
Max Insurable: ~$65,700
Employer pays 1.4x (2.32%)
Employer Cost = Gross + CPP + EI
Federal Tax Brackets (2025 Estimates)
- 15.0%: on the first $55,867 of taxable income
- 20.5%: on the next $55,866 (up to $111,733)
- 26.0%: on the next $61,472 (up to $173,205)
- 29.0%: on the next $73,547 (up to $246,752)
- 33.0%: on income over $246,752
Examples
Example 1: Ontario Monthly ($5,000)
Gross Pay: $5,000
CPP (5.95%): ~$270
EI (1.66%): ~$83
Federal/Prov Tax: ~$750
Net Pay: ~$3,897
Frequently Asked Questions
Q: Is Quebec included?
A: Quebec uses QPP & QPIP (separate calculator required). This calculator uses standard federal CPP/EI rules.
Q: Does this include WSIB?
A: No, WSIB varies by industry.
Q: Is this CRA official?
A: No, estimation only.
Disclaimer: This payroll calculator is for informational and AdSense content use only. Rates are based on standard 2025 payroll rules. Not legal, tax, or accounting advice. Always confirm with CRA or a certified payroll professional.