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Canada Federal Tax Calculator 2024

Calculate 2024 federal income tax with progressive CRA brackets.

Introduction

🎯 What

Calculates estimated 2024 federal income tax based on CRA brackets, deductions (RRSP), and credits.

👥 Who

For employees, freelancers, and investors filing their 2024 T1 tax return.

💡 Why

Plan for tax season, estimate refunds or amounts owing, and optimize RRSP contributions.

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👤 Taxpayer Profile

💰 Income Sources

50% inclusion rate

📉 Deductions

+

🎁 Tax Credits

+

💰 Tax Breakdown

Update inputs to see your 2024 tax estimate.

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2024 Tax Brackets & Rules

Federal Tax Brackets (2024)

Taxable Income Range Tax Rate
$0 - $53,359 15%
$53,359 - $106,717 20.5%
$106,717 - $165,430 26%
$165,430 - $235,675 29%
Over $235,675 33%

Example Calculation

Income: $60,000 | RRSP: $5,000

Taxable Income: $55,000

Tax Calculation:

  • First $53,359 @ 15% = $8,003.85
  • Remaining $1,641 @ 20.5% = $336.41
  • Total Federal Tax: $8,340.26
  • Less Credits (BPA ~15k @ 15%): ~$2,250
  • Net Federal Tax: ~$6,090

Common Questions

Q: Is this all the tax I pay?

A: No, this is Federal only. You must also pay Provincial income tax.

Q: Are RRSP contributions deducted from tax?

A: They are deducted from income, which reduces the tax you pay at your marginal rate.

Q: Can credits refund me?

A: Non-refundable credits (like Personal Amount) can reduce tax to $0 but won't trigger a refund. Refundable credits can.

Disclaimer: This calculator is for informational and Google AdSense content use only. Rates and brackets are based on 2024 CRA rules. Consult CRA or a licensed tax professional for official filing.