Canada Provincial Tax Calculator 2022
Calculate provincial income tax for 2022 with accurate rates and credits
📍 Province Selection
💰 Income Information (2022)
After deductions (RRSP, etc.)
🎁 Provincial Tax Credits
📊 Tax Summary
Select province and calculate to see tax estimate
Detailed Tax Breakdown (2022)
Canada Provincial Income Tax 2022
🎯 What is it?
Provincial income tax is levied by individual provinces and territories on your taxable income, in addition to federal tax. Each province has its own brackets and rates for 2022.
👥 Who pays?
Residents of a province or territory on December 31, 2022. If you lived in multiple provinces, you typically pay tax to the province where you resided on the last day of the year.
💡 Why calculate?
Provincial taxes form a significant part of your total tax bill. Knowing your provincial liability helps in effective tax planning for the 2022 tax year.
Provincial Tax Brackets (2022)
Allowances & Deductions
Provinces offer various non-refundable tax credits to reduce your tax payable.
- Basic Personal Amount (BPA): A tax-free allowance available to all residents, varying by province.
- Age Amount: For seniors (usually 65+) with net income below a certain threshold.
- Disability Amount: For individuals with severe and prolonged impairments.
- CPP/EI Credits: Provincial credits for contributions to the Canada Pension Plan and Employment Insurance.
Examples (2022 Rates)
Example 1: Ontario Resident
Income: $70,000. Deductions: $5,000. Taxable Income:
$65,000.
Tax calculated using Ontario's 2022 brackets (5.05% on first $46,226, 9.15% on
remainder).
Example 2: Alberta Resident
Income: $50,000. Taxable Income: $50,000.
Tax calculated using Alberta's flat(ish) brackets (10% on first $131,220). BPA of
$19,369 reduces tax significantly.
Frequently Asked Questions
Q: Is provincial tax the same across Canada?
A: No, each province and territory has its own specific tax brackets, rates, and tax credits for 2022. Quebec, for instance, has a distinct system managed by Revenu Québec.
Q: Is Quebec included?
A: Yes, this calculator includes Quebec 2022 rates. Note that Quebec residents file a separate provincial return (TP-1) in addition to the federal return.
Q: Does RRSP reduce provincial tax?
A: Yes, RRSP contributions reduce your total taxable income, which in turn reduces both your federal and provincial income tax liabilities.
Q: Are credits refundable?
A: Most standard provincial tax credits (like the Basic Personal Amount, Age Amount) are non-refundable, meaning they can only reduce your tax to zero but won't generate a refund if you owe no tax.
Q: Is this combined with federal tax?
A: No, this calculator estimates only the provincial portion of your income tax. For total tax liability, you must calculate federal tax separately.
Disclaimer: This calculator provides provincial tax estimates for 2022 and is for informational purposes only. Rates are based on 2022 assumptions. Actual tax liability may vary based on additional factors, credits, and specific circumstances. Please consult with a qualified tax professional for personalized tax advice.